First Time Buyers

Here at Mortgage Broker UK, we make the process easy and stress free for you. Here are few important factors to consider:

Check your credit score: Your credit score will be one of the most important factors in determining whether you can get approved for a mortgage and what interest rate you’ll qualify for. Click on the link below to sign up and see your credit score / file https://www.checkmyfile.com/?ref=melissamckeown&cbap=1

Please be aware that by clicking on to the above links you are leaving Mortgage Broker UK website. Please note that Mortgage Broker UK nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.

A commission is received for introductions made via this link to Mortgage Broker UK.

Determine how much you can afford: by calling Mortgage Broker UK, we will give you an idea of how much you can afford to borrow based on your income, expenses, and deposit. We also budget for other cost’s such as building insurance & Life insurances. Mortgage Broker UK will also provide you will a solicitor’s quote.

Contact us here for your affordability check

One you know how much you can borrow Mortgage Broker UK can get you pre-approved. The benefit of this is before you start your house search this will make you a more attractive to sellers, it lets estate agent know you are a serious buyer and gives you peace of mind knowing when you have found your dream home you are in the best position to have your offer accepted.

Once your offer is accepted Mortgage Broker UK will shop around for the most suitable mortgage rates. Don’t just accept the rate given to you by your bank because you have banked with them for years. MM Mortgage Broker UK will shop around 1000’s of deals and compare rates from different lenders to find the most suitable deal.

Gather documentation: Be prepared to provide documentation such as proof of income, tax returns, and bank statements, ID etc. Mortgage Broker UK will send you a list of what is required when applying for a mortgage.

Here at Mortgage Broker UK, we will help guide you through the process of getting you the most suitable rate possible for you and your circumstances stress free.

What our lovely clients say

‘’Amazing service from throughout the whole mortgage service. We are first time buyers and Melissa has been incredible at explaining everything to us. Melissa was on top of things and sent us regular updates, so we felt very at ease. Highly recommended, thank you so much.’’

March 2022
‘’ Melissa was so helpful and transparent throughout the whole process. She helped and guided us on what needed doing as first-time buyers and got us what we wanted. Thanks so much Melissa!’’

February 2022
‘’As a first-time buyer, I started the journey with some nerves as I wasn’t sure what the process was going to be like. Melissa arranged a good mortgage dela for me , always keeping me informed on what’s to happen next and always at hand to help with any questions or concerns. She certainly has a loyal customer in me.‘’

April 2022

Permission has been given for the use of these Customer Testimonials

For First Time Buyers

As a first-time buyer we know how stressful and confusing this process can be and it can be hard to know where to start.